Located at 103, 105 & 107 Kagay Ave in Effingham, IL, this unique investment opportunity offers the potential to purchase three properties for under $110,000! The existing home at 103 Kagay Ave is a livable 3-bedroom home situated on approximately .23 acres, featuring front and back enclosed porches, a detached one-car garage, main road access in the front, and alley access in the back. The home could use some TLC, including updates to the flooring, paint, and cabinets, but you can live in the home while making improvements. It also features a newer exterior central A/C unit and furnace. In addition to the home and garage, the two adjacent lots—one west of the home and one east of the garage—are available individually or potentially all together, creating an exciting opportunity for future development. With the potential to add two smaller homes, these additional lots could provide the opportunity to expand your rental portfolio and generate additional income. Whether you’re looking for a starter home, rental property, or a property with room to grow, this one deserves a closer look! Bring your vision and your investment mindset!
Property Details
Price:
$109,000
MLS #:
6260650
Status:
Active
Beds:
3
Baths:
1
Type:
Single Family
Subtype:
SingleFamilyResidence
Subdivision:
Spring Garden Sub
Listed Date:
Sep 1, 2026
Total Sq Ft:
912
Lot Size:
10,019 sqft / 0.23 acres (approx)
Year Built:
1940
See this Listing
Schools
School District:
Effingham Dist. 40
Interior
Above Grade Finished Area
912
Appliances
Gas Water Heater, Oven, Range, Refrigerator
Bathrooms
1 Full Bathroom
Cooling
Central Air
Heating
Forced Air
Interior Features
Main Level Primary
Laundry Features
Main Level
Levels
One
Exterior
Architectural Style
Other
Construction Materials
Vinyl Siding
Garage Spaces
1
Parking Features
Detached, Garage
Roof
Shingle
Stories
1
Financial
Tax Year
2024
Taxes
$159
Map
Community
- Address103 105 107 Kagay Avenue Effingham IL
- SubdivisionSpring Garden Sub
- CityEffingham
- CountyEffingham
- Zip Code62401
Subdivisions in Effingham
- A Macgraphics Sub
- B T Pettys Sub
- Beach Combers Sub
- Beckmans Sub
- Ben Pike Sub
- Bliss Park Add
- Bloomfield Hills Sub
- Boos & Grunloh #1 Sub
- Boos & Grunloh Sub #2
- Cedar Park Add
- Circuit Sub
- Collins Sub
- County Clerk Add
- Eda A Austin Sub
- Ernest Koester Sub
- Finley Country Estates
- Flowers Sub
- Goeckner Sub
- Hickory Hills Sub
- Homewood Park
- Homewood Park Add
- Kelly & Cameron Sub
- Kralmans Sub
- Lake Edward Estate
- Lakeshore Estate
- M C Mccallen Sub
- Meadowbrook Estates Sub
- Mv Parks Add
- North Briarwood Sub
- Northmore Heights
- Northmore Heights Add
- Northwood Estates Sub
- Park Hills Sub Add
- Park Rdg Sub 121-B
- Park Ridge
- Passalacqua Sub
- Prairie Ace Estates
- Prairie Ace Estates Sub Sixth Add
- Prairie Ace Ests Sub
- Prairie View Estates
- Railroad Add
- Ralph Althoff Sub
- Ralph C Bogan Sub
- Reg Sub
- Richmond Hills Sub
- Robes Add
- Rollin Hills Sub
- Schafer Place Sub
- Schoenhoff Sub
- Seven Oaks Sub
- Shenandoah Sub
- Spring Garden Sub
- Stanley Acres Sub
- Stoneridge Sub
- Surveyors Add
- The Knolls Sub
- Village Square Mall Shopping Center Add
- Villas On the Hills
- Villas/Hill Condo
- Wenthe Sub
- Western Add
- Wittenberg Sub
Market Summary
Current real estate data for Single Family in Effingham as of Sep 02, 2026
65
Single Family Listed
71
Avg DOM
$406,509
Avg List Price
Property Summary
- Located in the Spring Garden Sub subdivision, 103 105 107 Kagay Avenue Effingham IL is a Single Family for sale in Effingham, IL, 62401. It is listed for $109,000 and features 3 beds, 1 baths, and has approximately 0 square feet of living space, and was originally constructed in 1940. The average listing price for Single Family in Effingham is $406,509.
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